Secured Business Financing Offerings

Business Term Loans offer predictable financing with fixed repayment schedules tailored to your company’s needs. Whether expanding operations, purchasing equipment, or managing significant expenses, these loans provide competitive rates, flexible borrowing amounts, and reliable support.

Microloans provide up to $50,000 in early-stage capital for entrepreneurs to cover startup expenses like inventory, equipment, or working capital. With simplified applications, competitive rates, and nonprofit or SBA-backed support, these loans help businesses launch and grow.

Our Commercial Real Estate Loans provide the capital you need to purchase, refinance, or upgrade business properties. Backed by real estate collateral, you’ll benefit from competitive rates, flexible terms, and expert guidance throughout the process.

The USDA Business & Industry Loan program supports rural businesses with flexible financing for expansion, equipment, real estate, or refinancing. Backed by the U.S. Department of Agriculture, this loan offers dependable capital to drive growth and strengthen local communities.

Invoice Factoring allows you to sell unpaid invoices for an upfront cash advance, improving working capital and cash flow. We manage collections so you can focus on running your business.

Inventory Financing provides immediate funding by using your existing stock as collateral. Ideal for wholesalers, retailers, or manufacturers, this solution supports bulk purchases, seasonal restocking, and supply chain management.

Equipment Financing helps businesses purchase machinery, vehicles, or technology without draining cash reserves. The equipment itself serves as collateral, and approvals are fast—often providing funding within days to weeks.

SBA CAPLines offer small businesses flexible credit lines to manage cyclical and short-term financing demands, such as seasonal inventory, contract-based projects, or cash flow gaps. With competitive rates and SBA support, CAPLines keep your business agile.

A Collateralized Business Line of Credit lets you leverage assets like equipment, inventory, or real estate to access larger credit limits at lower interest rates. With funds available on demand, you only pay interest on the portion you use, making it a flexible and cost-effective way to cover expenses and manage cash flow.

Bridge Loans provide rapid, short-term funding to keep your business moving during key transitions—like property purchases, cash flow gaps, or urgent expenses. With flexible repayment terms and quick approvals, bridge financing helps you act decisively when timing is critical.

Purchase Order Financing provides upfront funds to pay suppliers directly, ensuring timely production and delivery of customer orders. Perfect for businesses experiencing high demand or seasonal spikes.

Invoice Financing, or factoring, converts your unpaid invoices into immediate working capital. Instead of waiting for customers to pay, lenders advance most of the invoice value upfront. Initial setup takes about a week, but once approved, you can receive funds in 1–2 days, giving you faster cash flow to cover expenses and invest in growth.

SBA 504 Loans provide long-term, fixed-rate funding for acquiring or improving major assets like commercial real estate and equipment. With lower down payments and favorable repayment terms, these loans make expansion accessible and affordable.

SBA Express Loans provide small businesses with up to $500,000 in financing for working capital, equipment, or expansion. With a simplified application and SBA-backed support, approvals are often made within 36 hours—perfect for entrepreneurs who value speed and flexibility.